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Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor?
I was in an auto accident and I have medical insurance. My medical insurance covered my medical expenses however, I wanted to know if the auto insurance is still liable for those expenses? It seems as if my having medical insurance should benefit me and not the liable party's auto insurance company. If I did not have... (health forms)
How do life insurance agencies make their profit?
I have a few questions here and thanks in advance. Can anyone please explain how do life insurance agencies (or financial advisory agencies) make their profit? Is that true that the life insurance companies are paying around 100 of total first year premium to the agents? How do the agencies split that with the agents? I would... (health forms)
What would you Choose Free Health Care or The Iraq war?
Experts now say for the price of the war in Iraq that everyone in the United States could have had free health care. What are your thoughts in this matter? Experts now say for the price of the war in Iraq that everyone in the United States could have had free health care. What are your thoughts... (health forms)
What are some benefits comparing a PPO an an HMO?
Open enrollment is coming up and my wife and i are trying to decide what to go with for health insurance-- a PPO or an HMO. Does anyone have any positive or negative things to say about either one? It is just the 2 of us with no kids. Thanks in advance for any info. Open enrollment... (health forms)
How do I help families not see life insurance as a bill but rather protection for their family?
I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is can any life insurance agent please share with me how they get around to making sales in the life insurance industry? Thank... (health forms)
What type of life insurance do you have and why you have it?
I used to own whole life insurance until I learned the hard way about the truth behind it. A life agent said cash value was a great way to build savings for retirement and that I can use it anytime. That sounded pretty great and so me and my husband bought it. About 28 years later, he... (health forms)
7 Tips for Fitness Women
Would you like to be a fitness woman? Or are you a fitness woman but would like to be effective? Here are 7 great tips on how to become an effective fitness woman:1. Get a program that will best suit you. Every fitness woman is different. You may have surgical history where a program may not be... (health forms)
What's the difference between HMO and PPO?
I am planning to buy health insurance for myself. So can someone tell me the difference between HMO and PPO? Also, which is better in terms of coverage, annual premium, annual deductable and annual Out of Pocket Maximum? I am planning to buy health insurance for myself. So can someone tell me the difference between HMO and... (health forms)
Keeping Your body in Shape through Proper eating
If you rsquo re feeling sluggish, or you think you rsquo re always full and the food has settled in your stomach, undigested. If you think you rsquo re fat and need to lose weight. And if you think that you rsquo ve ingested more than the allowed preservatives and additives into your body and your liver... (health forms)
Green Tea Weight Loss Capsule
It should be noted though that there is no such thing as a miraculous weight loss capsule that can shed your fats in a snap. But herbs such as green tea in weight loss capsules have been known to promote weight loss in a variety of ways.How Weight Loss Capsules WorkSome herbal weight loss capsules ?trick? the... (health forms)
What is the difference between accidental death life insurance and regular life insurance?
What is the difference between accidental death insurance and regular life insurance? Which is a better buy? Wouldn't all deaths (excluding illnesses) be accident? If you only buy life insurance and don't include accidental death insurance then what is usually excluded? Thanks!!! (I know its different for every insurance company, I am just wondering what generally the... (health forms)
Fitness Center: How to Choose the Fitness Center of Your Life
In reality, you really do not have to spend a lot of money on expensive health club or fitness centers memberships, treadmills, or the latest fitness gadget to get moving.However, some people find that if they make a monetary investment, they are more likely to follow through on fitness.Fitness centers are, basically, built to provide people the... (health forms)
How is PPO different from HMO?
My husband had a PPO insurance plan earlier but post marriage he got an HMO whats the difference? Which is better? I see that we need to copay 35 for each appointment with HMO whereas earlier it was free for my husband. Why is it so? My husband had a PPO insurance plan earlier but post marriage... (health forms)