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What type of life insurance do you have and why you have it?
I used to own whole life insurance until I learned the hard way about the truth behind it. A life agent said cash value was a great way to build savings for retirement and that I can use it anytime. That sounded pretty great and so me and my husband bought it. About 28 years later, he... (health forum)
What exact is whole life insurance, and how do life insurance companies profit from selling it?
Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such a setup... (health forum)
Green Tea Weight Loss Capsule
It should be noted though that there is no such thing as a miraculous weight loss capsule that can shed your fats in a snap. But herbs such as green tea in weight loss capsules have been known to promote weight loss in a variety of ways.How Weight Loss Capsules WorkSome herbal weight loss capsules ?trick? the... (health forum)
How can my husband open a life insurance policy?
We recently found out we are expecting a baby and need to open a life insurance policy in case something would happen to him so we'd be taken care of. We have insurance that is paid for by his employer. How do we go about getting life insurance? Is it added to our existing medical insurance, or... (health forum)
Should the United States provide free health care for all people?
We Americans have a health care system but there are some who live without an expensive health insurance. Right now, health insurance is paid by various companies. Elsewhere in the world, in countries such as Canada, Cuba, England, and most of Europe, there is universal health care for all people. I have a series of questions here:... (health forum)
What are some benefits comparing a PPO an an HMO?
Open enrollment is coming up and my wife and i are trying to decide what to go with for health insurance-- a PPO or an HMO. Does anyone have any positive or negative things to say about either one? It is just the 2 of us with no kids. Thanks in advance for any info. Open enrollment... (health forum)
Life Insurance?
My husband, 32 and I, 30 are looking into life insurance. Can anyone tell me which company or websites I can use to get information. There are so many out there... wouldnt know where to start. Who do you personally use? Is there a medical exam involved? What type of premiums are you paying? Is it fixed... (health forum)
How is PPO different from HMO?
My husband had a PPO insurance plan earlier but post marriage he got an HMO whats the difference? Which is better? I see that we need to copay 35 for each appointment with HMO whereas earlier it was free for my husband. Why is it so? My husband had a PPO insurance plan earlier but post marriage... (health forum)
How do life insurance agencies make their profit?
I have a few questions here and thanks in advance. Can anyone please explain how do life insurance agencies (or financial advisory agencies) make their profit? Is that true that the life insurance companies are paying around 100 of total first year premium to the agents? How do the agencies split that with the agents? I would... (health forum)
Keeping Your body in Shape through Proper eating
If you rsquo re feeling sluggish, or you think you rsquo re always full and the food has settled in your stomach, undigested. If you think you rsquo re fat and need to lose weight. And if you think that you rsquo ve ingested more than the allowed preservatives and additives into your body and your liver... (health forum)
Health Insurance Quote
Health insurance is important to everyone because you never know when an emergency or illness will show up. It is very expensive nowadays to get sick and not everyone can afford to pay the high cost of doctors rsquo fees. The skyrocketing price of hospitalization, diagnostic procedures, medications, and follow up visits make it even more difficult.... (health forum)
What would you Choose Free Health Care or The Iraq war?
Experts now say for the price of the war in Iraq that everyone in the United States could have had free health care. What are your thoughts in this matter? Experts now say for the price of the war in Iraq that everyone in the United States could have had free health care. What are your thoughts... (health forum)
What is the difference between accidental death life insurance and regular life insurance?
What is the difference between accidental death insurance and regular life insurance? Which is a better buy? Wouldn't all deaths (excluding illnesses) be accident? If you only buy life insurance and don't include accidental death insurance then what is usually excluded? Thanks!!! (I know its different for every insurance company, I am just wondering what generally the... (health forum)